Loans & Deposit Schemes
Financial solutions designed around different needs.
Loan Schemes
Send EnquiryHome Loan
For eligible home purchase, construction or improvement needs.
Vehicle Loan
Financial support for personal vehicle needs.
Business Loan
Funding support for business requirements.
Personal Loan
For eligible personal financial needs.
Gold Loan
Credit facility against eligible gold collateral.
Deposit Schemes
Savings Account
A simple option for regular savings.
Fixed Deposit (FD)
A deposit option for a defined tenure.
Recurring Deposit (RD)
Planned monthly saving option.
Special Deposit Schemes
Subject to approved society terms.
Interest Rates
The values below are illustrative demo rates. Publish final figures only after the society approves its current rate card.
Fixed Deposit (FD)
| Tenure | General | Senior Citizen | Illustrative value on ₹1,00,000 |
|---|---|---|---|
| 6 Months | 6.00% | 6.50% | ₹102,956 / ₹103,199* |
| 1 Year | 6.50% | 7.00% | ₹106,500 / ₹107,000* |
| 2 Years | 7.00% | 7.50% | ₹114,490 / ₹115,563* |
| 3 Years | 7.25% | 7.75% | ₹123,365 / ₹125,098* |
| 5 Years | 7.50% | 8.00% | ₹143,563 / ₹146,933* |
Recurring Deposit (RD)
| Tenure | Rate | Example |
|---|---|---|
| 1 Year | 6.00% | ₹5,000/month — actual maturity depends on the society’s compounding rules |
| 2 Years | 6.50% | ₹5,000/month — actual maturity depends on the society’s compounding rules |
| 3 Years | 6.75% | ₹5,000/month — actual maturity depends on the society’s compounding rules |
| 5 Years | 7.00% | ₹5,000/month — actual maturity depends on the society’s compounding rules |
Loan Interest Rates
| Loan Type | General Rate | Tenure / Repayment |
|---|---|---|
| Home Loan | As approved | As approved |
| Vehicle Loan | As approved | As approved |
| Business Loan | As approved | As approved |
| Personal Loan | As approved | As approved |
| Gold Loan | As approved | As approved |
Important: Note: The rates above are illustrative demo values. Final rates and eligibility should be approved by the society before publication. Maturity examples are illustrative only; actual maturity, tax, premature withdrawal, compounding and society terms may differ.